EQUIPMENT LEASING - Affordable Leasing Programs to Meet Your Needs.

This popular cash management method may be what creates the possibility to order the equipment, furnishing, technology or software that your organization needs. Using this tool might help improve efficiency, develop more productive employees and sales staff or help project the professional image and style that your group warrants. Here are some of the benefits that our leasing program offers:

Leasing is a major source of investment in new equipment. Many companies, associations and government agencies acquire new equipment through leases. Of the $668 billion spent by businesses on productive assets in 2003, $208 billion, or 31 % was acquired by American businesses through leasing. The average company earns 12% on every dollar of working capital that is retained.

Leasing works for any type of business. Every imaginable type of business and/or organization throughout the world leases equipment, including proprietorships, partnerships, corporations, government agencies, religious and non-profit organizations. Over 80% of American businesses lease some of their equipment and nearly 90% say they would choose to lease again.

Make better use of capital. Conventional bank loans usually require more money upfront that leasing and often have restrictive covenants. Banks usually will require a 10%-20% down payment. Leasing generally requires only one or two payments upfront, which are applied to future payments.

Finance 100% of costs. In most cases, the full amount of the equipment, as well as the shipping and installation and maintenance costs can be included in the lease. This spreads the payments out evenly over the term of the lease and frees up working capital for other areas.

Tailor a solution to meet needs. Leasing is flexible. Customize the length of time and the amount of the monthly payments to meet desired business needs.

Tax advantages. Depending on the structure of the lease, the entire monthly payment including interest may be written off as a deduction for the whole term.

Little money down. Two payments are all that is needed to start a lease. (Vs the 10%-20% banks require in a loan).

Protect credit lines. Bank credit lines remain intact for other needs.

Off balance sheet financing. Leases are not required to be reflected on a balance sheet as debt, therefore making your company more attractive to potential lenders.

Flexible payment plans. Unlike conventional loans there are a number of alternative payment cycles available.